Tag: Calamity Politics

Are You Thinking About Getting A Dog?

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Are You Thinking About Getting A Dog?

D. S. Mitchell

Dogs save lives in more ways than one. But sometimes we, or the family, are not in the right place, time-wise, geographically, or emotionally to bring a new friend laden with responsibilities into our lives. With the holidays fast approaching, many of us think, “wouldn’t a puppy make a perfect Christmas gift for Johnny, or Jenny Jr?”

Maybe, maybe not.

The time commitment required for a new puppy is often ignored. Before you start looking for that new pup, make sure that you have the time and the energy required to daily commit to your new best buddy. Puppies will need to go out every hour until they are house trained. You or your children will need to be ready to commit no less than two hours daily for play, exercise, socialization and stimulation. Additionally, puppies because they are rapidly growing, need to be fed and watered three times a day.

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10 Tips On Dealing With Collection Agencies

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10  Tips On Dealing With Collection Agencies

D. S. Mitchell

Economic times have improved around most parts of the country, and the future is now optimistic. However, many people over the last several years experienced some very hard financial times. Many of those delinquencies remain unpaid and there are collection agencies who are still pursuing payment on those accounts. If you are in such circumstances the collection calls continue. It is important to remember, every citizen has legal rights when dealing with collection agencies. After a conversation with my long time friend Ed McKee, owner and senior broker of EME Funding services, Portland, OR he offered the following tips to pass on to my readers. Here are Ed’s 10 tips to help keep you from getting ripped off.

RULES FOR HANDLING COLLECTION AGENCIES:

1.) Realize that collection agents usually work on commission. So, obviously, the more money they get you to pay, the larger their paycheck.
2.) Please do not argue with the agent. Such behavior will not help. Stay calm and state your case clearly and succinctly. 3.) Don’t ask to speak to the agent’s supervisor. The supervisor got his or her job because they were good at collecting the most money. 4.) Never give information over the telephone. If it is an authentic collection agency they already have all the information they need. 5.) Use Money Orders or Certified funds to make all agreed payments. 6.) Keep records of everything. Make sure that anything you send through the mail has a return receipt. 7.) Make sure that you get written confirmation of any negotiated pay offs. 8.) Never accept the collection agent’s first offer. They will always call back with a better offer. Remember, nobody at the collection agency gets paid until you send in the money. 9.) Use strong sentences, “This is all I can afford to pay.” “This is all I will pay.” 10.) You will eventually want to repair your credit, during that process keep all correspondence between your credit repair service, and keep all copies of credit reports.

If you are currently experiencing tough times, or you have in the past, and are still dealing with collection calls, hopefully this short list will give you the basic information you need to keep as much money in your pocket as possible.

Calamity Politics is an on-line news magazine focusing on a progressive agenda. Join us regularly for hot headlines from the major news services, caustic comment and opinion.

Join the Resistance.

Dar

How To Safely Dispose Of Medications

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How To Safely Dispose Of Medications

D. S. Mitchell

I was getting packed for my third move in two years. I know, too many, too often, but it was a strange set of circumstances and not worth talking about here. Usually I just go into the bathroom and dump the drawers into a box and then sweep the contents of the cabinet shelves into another box, and voila, the bathroom is packed. But, I picked up the first bottle, a bottle of Aspirin and glanced at the expiration date. Holy Moly, it had expired three years ago. That knowledge shook me up a bit. The next bottle, a prescription for Flexeril, was outdated by 10 months.  I was two for two. Not good. Next,  was a bottle of cough syrup, expired the previous year. I was batting 100%.

If your medicine chest is full of outdated medications or medications you no longer need and you are wondering how to dispose of them I have some information for you.  The best option is to use community-based drug disposal programs. Go to the DEA (Drug Enforcement Agency) website, dea.gov and use their search tool to find an authorized drug disposal collector in your area.

If you don’t find a program in your area call your local police department or country sheriff. Often these law enforcement centers have disposal programs. As a last resort you may be forced to dispose of them yourself. Please do not flush down the toilet, or sink. These toxins are dangerous to animals, fish and water systems.

Many medications include specific disposal instructions, please follow any specific disposal instructions. The FDA advises that if there are no disposal instructions, do as follows: If the medication is tablets, crush thoroughly. If medication is capsules, open capsules and release contents.  1). Mix medication with used coffee grounds, kitty litter or dirt/sand to disguise the medication making it less desirable to children, pets and drug seekers. 2). Place the mixture in a sealable bag, empty can or other container to prevent the medication from leaking out of the garbage bag. 3) Be sure to obliterate any personal information on the prescription bottle to protect your identity and health information.

In my case, when it was all said and done, I had a shopping bag full of outdated and unneeded medications. I guess I am a “closet” hoarder. Or, just inattentive. I decided to call my local police department and see if they had a disposal program.  The answering officer said they did indeed offer a safe disposal program. I took my bag of meds into the cop shop where an officer dumped them into a secured bin. The officer told me the drugs “would be incinerated.”

Hope this little piece of life experience helps you think before you just toss medication into the trash, or flush it down the toilet. Be a good citizen, dispose of drugs responsibly.

Calamity Politics is an online political news magazine offering, comment, analysis and opinion. We admit to a progressive agenda. Join the Resistance.

Dar

 

 

Part VII: Behind The Curtain

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Part VII: Behind The Curtain

D. S. Mitchell

At the end of Part VI it was January 11th and Donald Trump was holding his first press conference since his Electoral College win. Trump stood to one side of the stage, flanked by Donald Jr 39, Ivanka 35, and Eric 33, listening to his tax attorney, Sheri Dillon explain to the audience of reporters and staff, the changes that were being made to the Trump Organization.

The stage with a center podium was decorated with solemn dark blue drapes and a row of American flags with long gold tassels giving the event a sober tone. On a black shrouded table, to the left of where Dillon stood at the podium, were stacks of manila folders. The stacks were impressively high. Pointing to the stacks of folders, Dillon claimed they were filled with 1000’s of documents proving that Trump was re-arranging his empire to satisfy the growing chorus of critics.

Dillon claimed the Trump “business empire” was “massive”. She emphasized massive several times. A couple of times Dillon tried to draw a correlation between Trump and former Vice President, Nelson Rockefeller as she talked about the changes being made at the Trump Organization. Evidently, she did not know that Rockefeller had released his tax returns and later offered to place his sizeable assets in a blind trust. Neither of which Trump has offered to do.

“The plan” was, according to Dillon, to put the Trump Organization into a trust to be managed by his sons and a long time executive. She emphasized that there would be no more foreign deals, an ethics advisor would be chosen and lastly, Donald Trump would have no involvement in the business. It quickly became clear that Trump was not going to sell his business or put those assets in a blind trust, or release his tax returns.

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Thinking Tiny?

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Thinking Tiny?

D. S. Mitchell

If you have ever watched “Tiny House Nation” or “Tiny House” you have seen a growing trend in the United States toward minimalist living. Many people are attracted to the prospect of financial freedom, a simpler lifestyle, and a smaller human environmental footprint.  The downsize revolution promotes living structures with sizes between 300 and 700 square feet. In general, the tiny home is 400 sq. ft or less. In some cases, the homes are even on wheels. Despite the stated positives, they are not for everyone.

Small does not necessarily equate with cheap. A tiny house can cost anywhere from $10,000 to $150,000. Holy Moly. The cost is dependent on a series of factors: location, building complexity, materials, and finally are you doing it yourself, or are you having it built. A contractor construction package will generally cost twice as much as a “do it yourself” house.

Not always identified, but a serious matter, are the extra building costs for appliances, fixtures, water heaters and heating & cooling systems because of their reduced size. The rule it seems is that the smaller, the more expensive. It is important that you do some very careful figuring before you commit yourself to building a tiny home. One recommendation would be to get a minimum of three bids. Many builders  do sizeable markups on small projects.

Before you decide to DIY you need to understand that construction of a tiny home can take from three to six months if you are working at it full-time. When taking on such a project you should take into consideration that while you are trying to save money on contractors you need to account for the money you won’t be earning while you are acting as your own contractor. And, unless you are an experienced carpenter the frustration and potential areas of significant error should be added into your equation. Weigh those pros and cons carefully.

There are pre-fab tiny homes being made, but this is a case where buyer beware. Avoid potential pitfalls by making sure the NOAH (National Organization of Alternative Housing) certifies the plan and the builder. Things like windows, framing, roofing, insulation, become very expensive if you need to go back and fix things done incorrectly the first time.

I know it looks like fun, and even exciting when seen on TV, but before you commit the time, energy, and money required to build a tiny house, please do some big time research. Self education is essential before you go tiny. This should not be a decision made one Sunday night after watching a television show. There are books, magazines, videos, workshops and even Facebook groups which provide excellent information.

I saw one article where the writer recommended that anyone considering building a tiny home to try it out first. I thought that was a great idea. You can rent tiny cabins all over the country. Give it a try. For at least a week, I would suggest. And bring a lot of stuff with you, and remember, this tiny space could potentially be your full time home, with all of your junk, and the necessities, that go with actually living in a home.

I can imagine a lot of people loving their tiny home and never wanting to go back. However, I can also visualize a significant number of people not adapting well to the smaller lifestyle, and regretting their purchase. Please, don’t be a regretter, be a planner, be a student, before you build.

Have fun. Even if you don’t decide to go “tiny” you will have learned a lot about the industry,  yourself, and your needs.

Calamity Politics is an on-line progressive news magazine. Please join us, mostly daily, for updates on the current events. Join the Resistance.

Dar

29 Things To Make You Smile

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29 Things To Make You Smile

D. S. Mitchell

Sunday morning and Trump has slammed Senator Bob Corker and Corker slammed back. Tillerson is still denying he called the President of the United States an “‘effing moron”. Vice President Pence leaves Colt’s Game in Protest of the Protesters. Nate brings high water to Biloxi, MS. North Korean bomb test shakes China city. Movie producer Harvey Weinstein has sexually harassed women for 4 decades.

I could go on, but before I get any more irritated it is time to think of all the things that make me smile. Join me for a moment to reflect on the sweet and simple things in life.

  • Beach grass whipped by the wind
  • The crackle of Autumn leaves beneath my feet
  • The feel of cotton against my skin
  • Electric BBQ’s
  • Donating blood
  • A dash of Irish Cream in my morning Cappuccino
  •  Soldiers in their dress uniforms
  •  Children’s handmade cards
  •  Ed Sheeran’s “The Shape Of You”
  •  The shape of water
  •  Looking through freshly cleaned windows
  •  Montana’s endless skies
  •  Roller skating at Oaks Park, Portland, Oregon
  •  Paddle wheel river boats
  •  Finding that lost earring
  •  Homemade Clam Chowder and Cheese Bread
  •  Letters to the Editor
  •  Antique car shows
  •  A freshly cleaned garage
  •  NetFlix
  •  Cashmere and tweed
  •  Halloween’s “Haunted House”
  •  The thinnest, crispiest french fries
  •  A new supply of business cards
  •  Lunch with Mom
  •  A February 29th birthday
  •  Dancing cheek to cheek
  •  Random acts of kindness
  •  Circular driveways
  • That’s it. Hope you took a minute from the insanity of the 24 hour news cycle, put up your feet and smiled at a few simple things in life.

    Calamity Politics is a progressive news magazine dedicated to human rights, universal health care, elimination of the Electoral College and restoration of Democratic control of the Congress and the White House. Join the Resistance.

    Darlene

Does It Really Matter?

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Does It Really Matter?

D. S. Mitchell

I was sitting in the doctor’s office reading a February 2016 Reader’s Digest article that offered the following advice on when and what to shred.  It seems our greatest danger is through ‘mass hackings’ of our credit information. No matter how cautious we are our greatest danger is as victims of other people’s carelessness, or bad intent.  But, every bit of protection we can develop should help keep our private information private. Kelsey Kloss article suggested the following things, we as individuals can do to protect ourselves.

 

Receipts: If you aren’t saving the receipt for taxes or other purposes and you made your purchase with a credit or debit card shred it. The receipt shows the last 4 digits of the card number and possibly your signature. Those clever crooks can use receipts for fraudulent returns and benefit from your store credit.

Prescription Labels: Sometimes they are stapled to the prescription bag or on the bottle. Labels frequently list your name, date of dispensing, name and strength of the drug and dispensing pharmacy.  Crooks can use the information to refill prescriptions or steal your identity.

Pet Medical Documents: Keep records of major events for the pets health history, but shred the rest.  The paperwork will show your name, address, phone and the pet’s name, which according to many studies to be the most common computer password choices.

Airline Boarding Passes: Shred after landing. The boarding pass will show your name, your itinerary, and a bar code that in some cases will show your frequent flier number, which would allow thieves to “log in to airline accounts to view upcoming travel plans, check in to flights, and even cancel trips.”

Return Labels: Shred free return labels that come in the mail and any envelopes showing your name and address. When writing a return address on an envelope omit your name. Identity thieves will use that information to collect more information from social media and piece together your identity.

Any little thing we can do to help keep our private information private should be considered important. Do it.

Calamity Politics is a progressive news magazine that shares interesting information with its primary focus on the ongoing events in Washington, DC.

Join the Resistance

Dar

The Flag Is For Protester And Soldier

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Let’s remember we are more alike than we are different. Last weekend President Trump went on a rant at an Alabama rally and attacked any “SOB” that did not stand for the National Anthem.  Steve Schmidt, my new favorite guy, said it simply, “The flag is for the protester and the soldier.”

Join the Resistance

Darlene

Part VI: Behind The Curtain

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Part VI: Behind The Curtain

D. S. Mitchell

In part V we saw how Donald Trump’s poor judgment and lack of “give a shit” attitude, his branding and monetization of everything he touches is a direct cause of most problems besetting his administration. Scandal, ethics reviews, Senate inquiry and counter-intelligence investigations have plagued this recently installed White House.  Most of the problems are Trump’s  fault. Donald cares little about who he associates with, as long as they kiss the ring, rub his ego and equate everything to money.

Roger Stone, a disgusting creep, who is a self-described lobbyist, political consultant and “Republican operative” got together with Trump and they decided that Paul Manafort would make a great campaign chairman.  OMG. This is the same guy who was making millions of dollars working against American interests in Crimea and the Ukraine. And between these two guys the only name they could come up with was Paul Manafort to chair the Trump campaign?  That limiting of potential candidates for the job is mind bending, unless that already known relationship between Manafort and the Kremlin was considered a positive and defining qualification.

Once installed at Trump’s right arm, Manafort just two weeks before Trump was nominated as the Republican nominee for the president of the United States, he offered to “provide briefings” on the presidential race, through a European intermediary, to Russian oligarch and billionaire Oleg Deripaska.  Deripaska is a known confidant of Vladimir Putin and because of his connections to organized crime has not been allowed to travel in the United States.

On July 7, 2016 Manafort wrote to his intermediary, “If he (Deripaska) needs private briefings we can accommodate.”

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I’m A Liberal–And Here Is Why

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I’m A Liberal, And Here Is Why

D. S. Mitchell

The resurrection of the GOP attack on Health Care, Trump’s UN speech, and a nasty Twitter exchange with a rabid Trump supporter, or maybe, a Russian troll, has caused me to sit down and pout for a few minutes, kick my feet and wonder if the fight is worth it.  I, like many of you, get so tired.  Some days it seems like Trump, in 10 short months is on the precipice of destroying the backbone of this country, our laws and our media. In the midst of my pout, I remember what President John F. Kennedy said about his core values and I perked up and finished calling my list of potentially five persuadable Republican Senators; in an effort to stop the GOP effort to repeal the ACA. 

The JFK quote has been seen a million times, but it is worth another view.  If you are a liberal and are taking a breath, forget it. The GOP and all their ‘effing money are out to screw us all. So get up, dust yourself off, drag the sign out of the basement, and hit the streets. Or, the phone. You can have a big impact if you make those Senate office phones ring.

So, my sweet liberal friends, gather courage from the words of one of our greatest presidents, “If by a ‘liberal’ they mean someone who looks ahead and not behind, someone who welcomes new ideas without rigid reaction, someone who cares about the welfare of the people–their health, their housing, their schools, their jobs, their civil rights and their civil liberties–someone who believes we can break through the stalemate and suspicions that grip us in our policies abroad, if that is what it means to be a ‘liberal’ then I’m proud to say, I’m a liberal.”

Keep up the fight, the road will be hard and the results slow in coming, but a determined heart will protect health care and the social contract our government has with its citizens.

Join the Resistance

Dar