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It’s a Taxing Situation

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It’s a Taxing Situation

Once you get that tax return here are some ways to spend it wisely

It’s a Taxing Situation

 

By Cate Rees-Hessel

 

Death from Taxes?

I must admit that when it comes to taxes, I am inept. I squeaked through my college accounting 101 by the skin of my teeth. My husband is the math lover in our household, and he does our 1040. The closest I come to anything to do with mathematics is the fact my older sister is an accountant and a friend from belly dance class is a tax attorney.

Count on Bargains

Basic math, like checkbook balancing, figuring out sale discounts, or the size of a diamond – I am truly fabulous at this type of calculation endeavor. My spouse will attest that I am excellent at spending money, as well, but I do spend it wisely. I can sniff out an overcharge at the grocery store like a bloodhound that got a whiff of a juicy bone, and I love me a bargain. So allow me to share a baker’s dozen of my expertise on savvy ways to save some money when you are ready to spend your tax refund:

  1. Many restaurants and business establishments offer tax day or other deals and free birthday or anniversary treats, through email, texting, or in-store terminals. These are great but can still cost you money – that free dessert can end up costing you the price of a lunch or dinner that maybe wasn’t in your budget. Bear in mind these places are enticing you to come spend some cash.
  2. The “pink tax” is very real – those blue disposable razors may work just as well on legs and underarms.
  3. Do your homework before taking your car to the mechanic, ladies. You are less likely to be taken advantage of if you sound like Marissa Tomei’s character on the witness stand in “My Cousin Vinny”.
  4. Now, you know you are about to look for that film on streaming TV if you don’t know what I am talking about, so let’s move on to those get two weeks free streaming services. It’s nice to try these services, or merchandise subscriptions, but if you forget to cancel you can get an expensive surprise at the end of the free period.
  5. Online auctions are awesome but check shipping fees before bidding. That very deep discount on the item you are looking at might make up for the cheap price by inflating shipping and handling charges. (This can also be true on third-party serviced items through the big online retailers.) Politely ask the seller what is the best price shipping to your ZIP code.
  6. You get less for your money these days – even President Biden’s State of the Union speech mentioned the size of a Snickers bar and the volume inside a bag of potato chips shrinking in size, so watch unit pricing such as per ounce for the best value.
  7. You often get what you pay for, so look for quality that is timeless and long lasting when choosing wardrobes and accessories. In trendy apparel look, especially fads, look for less costly items, since they go out of fashion quickly.
  8. Loss leaders at the market or pharmacy are worth it, if you don’t go out of your way to make the purchase. Often these are limited to one per customer and not worth the extra gas spent to get to the store, unless you can take advantage of multiple deals and they are for items you need or at least really want.
  9. Drugstore cosmetics can often work as well as luxury brands, but if you want to try higher end skin care, begin by requesting samples or buying a trial size to get a read of how your body reacts to it. Avoid dollar store personal care items – most are made in China/PRC (People’s Republic of China), which means they are not thoroughly tested for hygienic safety standards or safe ingredients.
  10. Store brands can be a budget saver but check labels – some less costly groceries can contain preservatives, colors, or other artificial ingredients. Many use the GMO process of bioengineering.
  11. Don’t cut corners when it comes to your health and safety. It’s just not worth it in the long run.
  12. There is a trend toward lab-created gem stones. My personal opinion is a smaller, natural diamond with some inclusions is a better choice. Lab created means coal burning in China and India, an often unhealthy and unsafe practice.
  13. Be a wise consumer – use reliable resources to gain information before making a purchase.

Take the Credit

In closing, an accountant (shameless plug for my beautiful big sister), or tax attorney can help you to take all of your legal tax deductions, and get you the maximum refund. There are many tax credits for women, especially single moms, if your income is under a certain amount. There is the earned income tax credit, there is child or dependent care credit if you have a loved one in daycare, and if you have a child in college there is an education credit. If a single lady is taking a job related class, there is also a credit.

Taxing…Not!

Tax laws are complex for everyone, not just single ladies filing as head of a household, with or without children, so leaving your taxes to the experts can get you maximum legal refunds, giving you some extra cash that you can splurge just a bit on some of those spring sales.

Tips to Save Money at the Grocery Store

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Tips to Save Money at the Grocery Store

Saving money at the grocery store is getting harder and harder on the pocketbook Here are a few tips on how to a little bit here and there, hoping it ads up to something.

Tips to Save Money at the Grocery Store

By D. S. Mitchell

Editor: Here are a few tricks I found on the internet to help cut costs at the grocery store in these high cost times. I’m not sure about you, but the only time I really feel the pinch is at the supermarket. I’m good at the gas station, I don’t freak out at the cannabis store, I’m okay at the drive thru, but holy Zeus I about lose my mind at the grocery store.

Folks, the price of eggs at my local Walmart has hit stratospheric levels; while at my friendly neighborhood Safeway, the price of eggs has barely budged. So, I buy my eggs and fresh flowers at Safeway and my thick cut smoked bacon and my thin sliced rib eye steaks at Walmart. I also hit the dip and weigh barrels at Winco. I also regularly shop my local Growers Market where everything is always so fresh and flavorful. Enough. I promised some money saving tips at the grocery store, and here they are.:

Experts Tell Us

Experts tell us it all starts with the right sized cart. If you are doing a weeks shopping grab a full sized cart, however if you are not, grab a small cart. Statistics indicate the average shopper buys as much as 40% more when using the larger cart. However, don’t think one of those hand baskets is the answer, in fact, studies show shoppers tend to buy tempting sugary treats when they are carrying the handheld basket.

Wednesday is Best Day to Shop

I just got back from this weeks grocery run. To save money on groceries, I usually shop on Wednesdays. There are noticeably fewer shoppers, unless that Wednesday happens to fall on the first of the month, LOL. On Wednesdays you can usually count on fully-stocked shelves and freshly delivered produce. AND, the sale specials start in most stores on Wednesday. I shop on Wednesdays to beat the crowds and save a little money. ***Stay away from the grocery store on weekends, they’re busy and frequently sale items are out of stock or picked over.

Seasonal Delights

Eat locally grown produce whenever possible, it will give you the best value in price and flavor. Be sure to go to your local Farmer’s Market not just the big supermarkets. In March you’ll see good prices on broccoli, brussels  sprouts, cauliflower, and lettuce. In April look for asparagus, rhubarb and peas. Strawberries are usually cheaper in June than in May. Year round  bargains include celery, and potatoes.

Limit Trips

I shop for two, but I shop alone. Whenever my roommate comes along I spend a lot more money than when he does not.  Today I spent $133 and got most of what I wanted, I only forgot the toilet paper and the paper towels. If Dave had been along I have no doubt I would have spent well-over $200; and still would have forgotten the paper towels and TP. Furthermore, it’s a good time to mention, write a list, and stick to it. People who shop with a list spend less time in the store and make significantly fewer impulse buys. I use a paper list, I’m old. If you prefer, use your phone. There are some great apps that match items on your list with store specials, coupons, and rebates. As important as a list is; limiting your trips to the store is just as important. DO NOT make frequent trips to the grocery store because every time you do, you spend money you didn’t need to spend, in addition to the gas to get there and back, and the energy you expended on that trip you could have used to plant those spring primroses.

Costco Sharing

My daughter and I shop together at Costco every couple of months and then divide up our purchases in their parking lot. The advice here is to also watch the sales at the regular stores because they are often better than you might get at the warehouse stores.

Cut the Candy, Chips and Sodas

Government statistics tell us that the average American family spends 25% of their grocery dollars on “processed foods, sweets, and sodas.” Try to cut back on such unhealthy choices; instead of getting chips-go for some crunchy carrots and celery. I know. I know. Such foods are great, they just need a little prep. So I suggest you do it as soon as you have the rest of the groceries put away. A few minutes scraping and slicing will provide a crunchy healthy snack versus a cheezy Dorito heartattack. Nothing is easy; but such small behavior changes are guaranteed to save you big dollars over a year, and you’ll probably lose some weight and lower your cholesterol.

End Cap Displays

Don’t fall for those big beautiful end cap displays. Those are usually not sale items; they are intended to trigger your impulse buying gene.

Store Brands vs National Brands

In most cases name brand and store brands taste the same, and can save you anywhere from 15% to 30%. In fact, the store named products are often made at the same time and place as national brands, the only difference the private label.

Unit Pricing

Small packages are usually the worst deals. But the biggest size doesn’t guarantee the best deal. What is important here is for the consumer to check for the unit price below the item on the shelf, it will give you the price per ounce or liter or other measurement so you can quickly compare prices in a logical way.

Holiday Hoarding

Some of the best meat and poultry prices can be found around the holidays. Stock up.

Group Bennies

If you are a vet, or a senior, be sure to ask if the store offers extra savings for your particular groups. Don’t hesitate to ask if they stack benefits; meaning can you maximize your savings by using your AARP card and your VA card. Once in awhile a company is allowed to stack discounts which gives a big discount.  Sometimes the discounts are limited to specific days of the month, rather than everyday. But, be sure to ask, and make note of it and try to shop on those days.

Misfits and Oddities

Some stores advertise great prices on produce known as oddballs and oddities. The price you pay for that oddly shaped zucchini may be 30% cheaper than it’s more perfect cousin. Also, by purchasing these imperfect fruits and veggies we can cut down on food waste.

Buying Gas at a Discount

Gas back programs are offered in my area at Safeway and Fred Meyers. The retailer discounts are based on customer shopping habits. A regular customer may save anywhere from 10 cents to $1.50 per gallon at the store’s gas station.

Buying Staples 

Shopping for staples is a weekly process, not a once a year event. I always, always, make sure I have fresh fruit, particularly bananas, honey crisp or Fuji apples, and various fresh berries. Things that are snack friendly, from the hand to the mouth made easy. Then I must have a bag of frozen mixed berries, for spontaneous smoothies. Veggies like kale, romaine, spinach, arugula are standards in my cart, perfect for a late afternoon salad. I always make sure I have onions, potatoes, carrots, and cauliflower on hand. Lemons are another essential for me. I squeeze them in my water, tea, and even over my salads. Also fabulous on chicken, and fish. Cheese is another staple at my house. I always have parmesan and cheddar cheese in the fridge. And I always make sure I have sliced cheese for a quick sandwich. Still in the dairy section I grab a couple pounds of butter and a gallon of whole milk (for morning coffee). I don’t do almond milk or cashew milk or any other non-dairy milk substitute, that’s just me. I’m not sure if you consider Greek yogurt a kitchen staple but I do. I watch for sales. In the meat department I watch for sales on hamburger, boneless chicken breasts, beef steaks, and pork. I try to keep a bag of frozen shrimp on hand, great for salads and pasta. Speaking of pasta I always watch for specials on my favorite pasta sauce. Spaghetti is a life saver for surprise guests.

More Staples

I barely slow down in the cereal department, but I do buy Old fashioned oats and steel cut oats – I never buy instant since you get more nutritional and heart benefits in old-fashioned and steel cut oats. I make sure I always have a box of pasta on hand and a bag of brown rice. And nuts. I use nuts in a lot of my recipes. Not only do they taste great, but they have a lot of healthy fats and omega-3 fatty acids. Almonds, walnuts, and pecans are my standby favs. I love Beans – black bean burgers, vegetarian chili, topping a salad with them, pureeing into hummus or just heating them and eating them with a spoon. I usually buy them in the 1-2 pound dry packages and cook them up in the crock pot. I always have several cans of diced and whole tomatoes. I use them in nearly everything. I can’t live without eggs or olive oil. Here again keep your eye open for special prices on these basic food items. Bread is not on my grocery list. I stopped eating bread about 10 years ago, and have never looked back. Although I have a pantry full of spices, I make sure I always have the ones I use most on hand, cinnamon, vanilla, cumin, oregano, nutmeg, ginger, black pepper, and sea salt. Lastly, I am always on the alert for big discounts on baking items like flour, white sugar, and brown. My family loves it when I make cookies.

Finally

The Natural Resources Defense Council reports that the average American throws away at least $2,500 worth of food annually. That is about 1/4 of what we spend on food! Time to cut down on waste. One of the ways to do that is to plan your meals for the week and buy according to what you have decided to make. It is important at the beginning of your shopping week to make an assessment of what you already have and what needs to be eaten quickly. Then buy any remaining ingredients to make up those items into eatable meals. After you have cleared your kitchen of items that were about to perish finish out your weeks menu with family favorites and good for you treats. “Waste not, want not,” as my mother used to say.

Believe It or Not, There’s a Word for That!

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Believe It or Not, There’s a Word for That!

It is amazing what tid bits of information can be found in a pile of old magazines

Believe It or Not, There’s a Word for That!

By D.S. Mitchell

Basement Cabinets

I was cleaning out an old cabinet that had been relegated to a darkened corner of my basement when I uncovered a treasure trove of nearly 500 fossilized Reader’s Digest, Vogue, Glamour, O, Style, and AARP, magazines. Yes! What a glorious way to spend a rainy Thursday, scrounging through  dusty boxes of outdated magazines,  I laughed. I gauged how long it would take me to flip through every page of this unanticipated bonanza and figured I could do it in a single day, if I devoted myself to the task fulltime. Obviously, I’ll need pee and refueling breaks.

Pretty Packaging

Why would I be so interested in old magazines, you ask. First of all, I love touching that slick paper that they used to make magazines out of. Second, I love the fact there is this encyclopedia of near useless information, wrapped up in astoundingly pretty packaging. Just Awesome! Anyway, my ulterior motive was to find a few interesting filler topics for my calamitypolitics.com website. I found a motherlode. The first one I decided to share with my readers came from Reader’s Digest, the September 2017 issue (there was no writer credit given in the magazine). A great piece on “whatta’ ya call this?”  In alphabetical order,

  • aglet (aiglet): an aglet or aiglet is a small sheath, often made of plastic or metal, attached at each end of a shoelace, a cord, or a drawstring. An aglet keeps the fibers of the lace or cord from unraveling; its firmness and narrow profile make it easier to hold and easier to feed through eyelets, lugs, or other lacing guides
  • ferrule: the circular metal part holding the eraser to a pencil
  • glabella: the area of skin between the eyebrows and above the nose. The term also refers to the underlying bone that is slightly depressed, and joins the two brow ridges
  • lunule: the white or wedge-shaped part of the fingernail
  • peen: the round or wedge-shaped end of a hammer-i.e., the part that doesn’t hit the nail
  • petrichor: the way it smells when rain falls on parched earth
  • philtrum: the vertical groove between the base of the nose and the border of the upper lip.
  • phosphene: the light you see when you close your eyes and press your fingers to them
  • punt: the indention in the bottom of a wine bottle, a punt is also a wooden boat with no keel, stem, or sternpost, and is constructed like a ladder, and it’s even a football kick
  • rasceta: the lines and wrinkling on the inner surface of the wrist
  • souffle cup: a paper of plastic cup for ketchup, mustard, and other condiments
  • Snellen test: the test during an eye exam involving reading from large to smaller letters
  • tittle: a small written or printed stroke; the dot over a lower case i or j
  • wamble: a weaving or rolling motion, stomach rumbling

That was fun. Did you learn anything? Of the fifteen listed I knew only one.

Diagnosis: Diabetes

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Diagnosis: Diabetes

A diagnosis of diabetes can be a scary thing, but with life-style changes the condition can be improved, or even reversed. Patients do not need to face years of fear, guilt, and drugs.

Diabetes is a scary diagnosis. Make some life style changes and change the prognosis.

Diagnosis: Diabetes

By D.S. Mitchell

A Public Health Emergency

One in ten Americans is living with Type 2 diabetes; that’s approximately 38 millions people. Some might call that a public health emergency. With diabetes comes other life altering diseases; cardio-vascular disease, kidney failure (dialysis), stroke, neuropathy, blindness, and lower limb amputation.

Medical Treatment

Many diagnosed diabetics are on high doses of injectable insulin and multiple oral anti-diabetic medications. Insulin is a hormone that transports sugar out of the blood and into the body’s cells. With diabetes the body can’t manufacture the hormone (Type 1-sometimes called childhood diabetes) or the more common Type 2 diabetes, where the body becomes resistant to insulin’s effects. In both cases, insulin injections are the standard fallback treatment.

Change Your Tactics

It doesn’t have to be this way. Instead of accepting the “inevitable” some patients decide to implement strategic behavioral tactics that have shown to improve the condition and even reverse it. Said more simply, if you’ve been diagnosed with diabetes, you can turn it around. What follows are seven behaviors that can make a difference in your life and your battle with diabetes.

  1. Lose Weight: Do not under estimate the impact of gaining, (or losing), even a few pounds. The physiology of diabetes causes the body to ineffectively regulate blood sugar levels because at the heart of diabetes is “insulin resistance.” With insulin resistance the pancreas is forced to manufacture more and more insulin in an effort to transport sugar from the blood to the cells. What is often misunderstood is that insulin whether manufactured in the body or taken as a medication promotes fat storage and weight gain. It becomes a vicious circle, gain a few pounds and the weight gain will force the body to produce more insulin which in turn causes more weight gain-and so it goes. The good news, however, is that even a 10% weight loss can improve insulin sensitivity by 60%.
  2. Keep Up Your Fluid Intake: Hydration is a pretty big deal, don’t ignore it. With dehydration comes a concentration of sugar in the blood.  Studies show that patients who drink less than a half liter of water per day increased their risk of elevated blood sugar compared with those who drank more. Water, milk, herbal tea all work. Caution for coffee lovers; caffeine is dehydrating, limit the intake to a maximum of three cups per day.
  3. Stay Vaccinated: Many believe that COVID is behind us. Well, for folks with immune suppression, over the age of sixty, obesity, and diabetes the threat remains serious. In fact, studies indicate that COVID damages the pancreas and causes system wide inflammation, which in turn increases insulin resistance. New studies link COVID to new cases of diabetes. If you are in one of the high risk groups get vaccinated and stay boosted. Vaccinations lead to milder cases of the disease which should indirectly result in decreased COVID impact on pre-existing diabetics.
  4. Increase Protein Intake: Protein at every meal, not just dinner. Protein maintains muscle and contributes to blood sugar regulation. Fill your plate with fish, white meat chicken, lean cuts of beef and plant based protein sources such as beans, nuts, quinoa.
  5. Bite-sized Bits of Activity: “Exercise snacking” means spreading short bursts of activity throughout the day. A fifteen minute walk, two or three times per day, may do more to help control blood sugar than one long workout. Remember the 10,000 steps recommendation? In that study there was a link between exercise and improved diabetes control. The goal is to mix various types of exercise. Schedule exercise periods for yourself each day. You might start the day with a fifteen minutes block of strength training, using weights, resistance bands and body-weight moves. Mid-morning do fifteen minutes of aerobic activity such as fast walking, swimming, jogging, or tennis. After lunch try fifteen minutes of stretching which improves joint flexibility, balance, and reduces chances of injury.
  6. Read Labels: Do not focus on sugars, but rather read labels for the “Total Carbohydrate.” This term incorporates both naturally occurring sugars and those added. Women should aim for 30-45 grams of total carbs per meal, and men 60 to 75. A typical reaction after hearing a diabetes diagnosis is to eliminate sugar and carbs. Such behavior can result in nutritional deficiencies, fatigue, and dangerously low blood sugars. Consider talking to a Registered Dietitian and setting up a realistic eating plan. Many insurance plans pay for such training. Ignorance is not helpful, your quality of life depends on understanding how you can best help yourself.
  7. Finally: Losing weight, changing eating patterns, and exercising, are things that a newly diagnosed diabetic, or a long time diagnosed diabetic can do to reverse the disease. However, even with all those interventions, there may still be times when insulin and other diabetic medications have a role to play. Pregnancy is such a situation. Pregnancy frequently elevates the expectant mom’s typical blood sugars, just proving insulin has a secure place in the treatment of diabetes.

 

Festive Food For Thought

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Festive Food for Thought

Pumpkins spice and peppermint sticks every where you look.

Festive Food for Thought

 

By Cate Rees-Hessel

Food for Thought

I hope everyone is having a joyous holiday season, shopping and preparing your favorite foods. Unlike many people, I enjoy grocery shopping; during a recent trip to the market I discovered some unusual edibles for the festive table. Imagine, if you can; unicorn pudding, Oreo and Warhead candy canes, sweet cinnamon Kit-Kats, white peppermint Twinkies, “Wintermint DingDongs” with ice blue filling, a reindeer-faced slice and bake cookie set complete with antlers and a red nose. There was a whole clearance aisle full of all things pumpkin spice, and a large selection of goods inspired by the movie “Frozen” – to this I say “Let It Go”…

Bake Someone Happy…

I admit it, I’m ready to bring back the Christmas’s of my childhood. Let ‘s bring back Christmas cookies made from scratch, and Jiffy Pop for our Christmas special viewing party snacks. We actually had to wait for our favorite programs like “A Charlie Brown Christmas”, “Rudolph the Red Nosed Reindeer”, “Frosty the Snowman”, and “Rodgers and Hammerstein ‘s Cinderella”. These were actual classic TV shows, not a DVD in a player, or streaming any time I wanted to see it. These were a big deal. The networks advertised them for a month before the holiday. We’d invite friends over to watch these timeless holiday shows, because they were only shown once a year. I am a Hallmark movie kind of girl, but I miss the anticipation of those annual events.

Mmmmm, no…

We baked cupcakes, and set out a bowl of M & M ‘s – not jalapeno, thai coconut, coffee, hazelnut, caramel, crispy honeycomb, English toffee, chocolate marshmallow, white chocolate peppermint, white pumpkin pie, milk chocolate glow-in-the-dark, or even mint – we had plain and peanut, still my favorites. Hot chocolate was made with cow’s milk and the flavor was chocolate, with maybe a few marshmallows thrown in, and a dollop of Ready-Whip. There was no pumpkin spice, or peppermint anywhere is sight.

Snow Joke

We didn’t ask the musical question, “Do You Want to Build a Snowman?” We just went out and built one, complete with carrot nose, lumps of coal for the eyes, and a tattered plaid scarf. Even the holiday commercials on television were festive; my favorite was always the Norelco shaver gliding over the white hills like a snowmobile, with the catch phrase, “even our name says Merry Christmas”.

“Pop”-ular Games

The toys under our trees both delighted and educated – I was the Julia Child of lightbulb cuisine; our “notebook/tablet” was an Etch-A-Sketch – stairways up, stairways down, and stacked boxes. We had Lite-Brites, Barrels of Monkeys, Spirographs, Bride Barbies, Tiddlywinks, and the game Trouble with the Pop-O-Matic – we thought that was cutting edge technology. Some of my favorites were Suzy Cute in her yellow plastic crib, Chatty Cathy, the Dawn doll’ s beauty pageant and beauty salon, Mrs. Beasley, and of course, I had a Swingy doll (mine was decked out in pink and orange) – (batteries not included).

Don’t Sweat(er) It…

Life was slower-paced, and we made our own fun and beautiful memories; we didn’t feature “ugly” Christmas sweaters, but wore green velvet dresses with red ribbons in our hair and shiny black Mary Janes on our feet. Christmas balls went on the tree, not on our apparel, and the coffee table candy dish was filled with ribbon hard candies. I wish you and all those you love a holiday season to remember; Merry Christmas, Happy Hanukkah, Happy Kwanza, and may your New Year arrive in style…

 

Prep And Roll; Artificial Turf Coming Soon

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Prep And Roll;

Artificial Turf Coming To A Home Near You

Artificial turf creates a beautiful, natural, low maintenance solution to backyard weeds, watering, and mowing

Prep And Roll

From The Sports Stadium To The Neighborhood 

By D.S. Mitchell

Morning Walks

I usually go for a morning walk. The route rarely changes, so I am particularly aware of homeowner activities in the neighborhood. Recently, I have noticed a lot of changes at a particular address. First, it was a beautiful new concrete ’tile’ roof, then a lovely grey paint job with sparkling white trim, and all new rock walkways. Ahh, all the choices have been just perfect. Last Wednesday, there was a bobcat in the front yard. I could see something serious was about to happen. On Thursday, when I walked by the house, all the sod and weeds had been scraped off; scalping the topsoil down about 4 inches and a sub-base of gravel had been placed and compacted nicely.

Friday Morning

Friday morning, to my surprise, I saw the contractor had laid out rolls of artificial grass on top of the gravel base, like you would carpet, stretching and snugging the pieces together, securing each piece with small yellow spikes. My brain lit up; oh, wow, my neighbor had decided to stop mowing and watering the lawn and was going to join the millions of Americans who are choosing a simpler and more environmentally friendly landscape solution. Saturday morning the new front yard was installed and looking amazing.

Positives For The Homeowner

I’ve been thinking about switching to artificial turf for at least the last year and have done a bit of research on the topic.  I’m pretty much convinced it is a good investment and appropriate for an older single female. I’d love not to be dealing with the damn lawnmower every weekend, spring, summer, and fall.  I’ve spoken to several contractors and I’ve learned that the artificial grass dries quickly after it rains, making it particularly user-friendly. It’s attractive even in problem areas, those shaded pathways, under large trees, and children’s outdoor play areas. The artificial turf saves water, cuts down on dust, weeds, and bugs. And it’s beauty encourages an outdoor lifestyle.

I’ve Also Learned

I had no idea that artificial grass was available in a variety of pile heights and color tones. Here’s notes from my conversations with the experts. First, choose a manufacturer with UV protection and a multi-year warranty. The last thing you want is to pull up a lawn you laid only a year ago. Next, I was told to see what varieties of natural grass my neighbors favored for their lawns. I was told darker-shades of fescue are common in northern yards. In the south, a lighter Bermuda grass is a better choice. Manufacturers also advise their customers to think about what they like aesthetically. For a fresh cut look, try a shorter grass with a firm feel. If you want a rich, luxurious look, a longer, softer, and lower-density grass will provide that.

More Things To Think About

Will your grass see heavy use, moderate use, or little to no use? Are there pets and kids? What about a swimming pool? If the grass will see heavy traffic you will need a denser product to ensure longevity. An 80 ounce product is a good choice for high traffic areas. If traffic is moderate a 62 ounce product will do the job while a 46 ounce product is the most economical for low traffic areas. There are even pet friendly grasses with short dense blades, making turds easy to clean up. If pets are a consideration choose a turf with a “fully permeable backing” which allows urine and other fluids to drain properly. A product with a permeable backing is also recommended for areas around pools and other spaces that water habitually splashes.

Easy Care, Doesn’t Mean No Care

Artificial grass is easy care, but, like with everything, there are some simple steps you can take to keep your new lawn beautiful for years to come. A leaf blower will become a good friend as it is important to remove fallen leaves or branches as soon as possible, before they become ground into the fabric. It is a good idea to rinse the turf regularly with a garden hose to clean off dust, pollen, and debris. Soda and other spills should be cleaned up promptly using a towel to blot the spot and rinsing with a mixture of soap and water. Let solid pet waste dry before picking it up, then rinse the area with water. Pet urine will drain out but it is suggested that such areas should be rinsed off with water. Brushing the grass against the grain in high traffic areas every couple weeks is promised to keep your artificial ground cover beautiful for years to come.

How About Weeds?

Sometimes, when the conditions are just right your artificial turf may nurture moss and weeds. Birds and wind deliver seeds and other plant matter and as such things go, rain and sun cause germination.  If you begin to see unwanted weeds pull the little buggers out by hand or eliminate them with a vinegar and water mix.

 

 

Food Safety; Lies and Myths

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Food Safety; Lies and Myths

Misinformation on food safety still abounds

Myths, and Outright Lies About Food Safety

 

By D. S. Mitchell

 

Is Food Microwaved In Plastic Really Toxic? 

Well, it depends; some types of plastic breakdown and melt, while others microwave just fine. Knowing the difference can be a bit tricky. Check your container, be it a plate, a cup, or some rando container found at the back of the cupboard, it should say, “microwave safe” or bear the wavy line symbol. If there is no such labeling, just assume that it is NOT microwave safe. What about that stretchy plastic wrap? Experts claim as long as you cover the dish so the plastic wrap does not touch the food and cut ventilation holes in it before microwaving, all should be good.

Is It True You Don’t Need To Wash Organic Produce?

The FDA says wash all produce, whether organic or not. If it is pre-packaged and states “pre-washed” on the label washing or rinsing is unnecessary. According to the FDA spokesman, Peter Cassell, “it is more about dirt than pesticides”.  Cassell, further tells us that “some fruits and veggies trap soil in nooks and crannies as they grow, and produce may pick up bacteria from people handling the produce before the consumer ever gets it home.” So clearly the recommendation is to wash fruits and veggies, even when you do not plan on eating the skin. Wash all produce, because cutting or peeling can transfer germs to the part you plan to eat. No need for special soaps-just rinse under running water and pat dry with a clean towel. Another important tip; always wait until you are ready to use the item before you wash it. Storing wet produce can accelerate spoilage and promote bacterial growth.

Can I Freeze Food Forever?

Not a good plan, I can attest from personal experience. The issue here is more about quality and flavor.  The longer an item has been in the freezer the lower the quality of your meat.  As an example, blueberries generally last 8 to 12 months frozen, on the other hand a whole ham will only be good for a month or two. This is a good reason to date “time in” and “recommended time out” on every item you toss in the freezer. To find out the recommended length of freezer storage time just download the free USDA Food Keeper app.

Is It Safe To Eat Cheese After Cutting Off The Mold?

Oh-oh. Here’s one I’ve been getting wrong for 60 years. The USDA recommends you toss it. The visual mold can be a sign, they say, that toxins have permeated the entire item. This is apparently most especially true with soft cheeses, such as Brie and Ricotta. On the other hand, with hard cheeses, such as Provolone and Cheddar, it is probably quite safe to cut off the mold with a one inch border and then eat the unblemished remainder.

Should I Wash Chicken Before I Cook It?

Here’s another one I’ve been getting wrong for decades. Yikes, I’m  damn glad I read that article in Prevention Magazine by Kailyn Pierie, way back in August of 2019. Do not. Do not, do it. When you rinse raw chicken, or any raw meat, you are increasing the risk for cross-contamination by spreading bacteria to everything within splashing distance-sink, counter, utensils, nearby foods waiting to be prepped. Furthermore, not all bacteria is washed away easily. The surest way to protect yourself and anyone that eats at your table is to cook meat to the proper internal temperature. That’s 145 degrees F for beef, pork, lamb and veal; 160 degrees F  for ground meats; and 165 degrees F for all poultry. AND, do not forget to wash thoroughly all utensils and surfaces that may have come into contact with any raw meat.

Never forget, food safety starts with good hand washing/sanitizing.

SAFE Cooking!

 

12 EZ Tips To Lose 20 Pounds in Three Months

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12 Tips To Lose 20 Pounds in 3 Months

Take a few minutes and review 12 tips to help you lose 20 lbs in 3 months

12 EZ Tips To Lose 20 Pounds By Christmas

No Dieting Required, Just Wokeness

 

By D. S. Mitchell

Out of the File

I’m always cutting out articles or writing down tips I hear about weight loss, with the hope that I will eventually put one or two of the tips to some valuable use. LOL. Anyway, as I was cleaning out a storage box I found a file labeled “Weight Loss Tricks”.  I took  a few minutes and sorted through the notes, clippings, and articles in the file.  After sifting through at least 10 years of information I came away with a dozen super suggestions to help us drop 20 pounds by Christmas. I am writing this tips list on September 10, 2023. That’s 106 days, give or take, approximately 3 and 1/2 months, or 14 weeks. No matter how you look at it, the following suggestions should help you to lose an easy 1.5 pounds a week with just about zero effort. Several of the tips you’ve heard before, but the trick here is to wake up, pay attention to what you are putting in your mouth. I call it “woked” eating. Easy Peasy. Let’s get started.

Sit Down When You Eat  

This information has been confirmed in study after study, for at least the last two decades. People eat an incredible 5 times more when they are standing or on the go, such as eating in the car. Your brain does not register food you eat while moving. So, folks take a few minutes to sit down and engage with your food. Sitting down will allow you to be more conscious of flavor and aroma and the slow down will allow you time to experience the sensation of fullness.

Cut Out the Booze

I suggest you stop drinking anything but unsweetened coffee or tea, or water (flavored is fine). Quite seriously, alcohol can add a whole lot of sneaky calories. I call it the 5:00 o’clock sabotage. Stay clear of the sugary girlie cocktails. Here’s where size does matter, stick to the standard serving sizes: 12 oz for beer, 5 oz for wine and 1.5 oz for hard liquor.  No more than two drinks two times a week! Otherwise you are going to undermine your other valiant efforts.

Take a Walk, Take a Breath

The last thing you need when you are working on yourself (your weight loss in this case), is a whole lot of stress. Take it easy. Take those long slow breaths, drop that load you are carrying and “just breathe”. One of the things that let’s me drop the stress and take those deep relaxing breaths is to take a walk. Wow. Walking is your best friend, whether trying to lose weight or relieve the stress, take a hike; or at least a stroll around the neighborhood. Smile and greet other walkers. There is a real community out there, get off the couch and join the sneakers crowd. Smiling makes you feel good. The calorie burn is dependent on you; speed and distance the basic determinant. The average person burns somewhere between  200 and 350 calories per hour at a moderate pace. At an easy pace that’s about 3 miles an hour. To lose one pound, you need to cut 3,500 calories. If you want to lose one pound a week divide 3,500 calories by seven to get 500; that means you need to cut 500 calories a day overall.  If you walk for an hour, 5 days a week, you will burn  1,000 to 1,800 calories.  If you are like me, you knew all that, but had forgotten it.

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Tips On Staying In Style In This Economy

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Tips On Staying In Style In This Economy

Anna Hessel offers common sense ideas to save money in these inflationary times

Editor’s Note: Anna Hessel with a little help from hubby, Wes, have been offering up 10 tips a week on How to Stay In Style In This Economy. Thanks Anna, we need all the help we can get. Next week will be the last week of her suggestions. Watch for it next Tuesday, but right now here are their suggestions for this week.

By Anna Hessel with Wes Hessel

Inflation is being beaten back but basic costs are still high, and service providers are charging more, but there is hope out there. Saving money has always been a challenge but in this current economic climate saving money can be get a bit tricky,  but there are certainly ways to shave your budget without losing out on things you need and want, here are today’s suggestions:

  1. Online survey sites can bring in some money. Even the legit sites sometimes have bad surveys that don’t pay, but overall, there is money to be made. You won’t get rich but a few extra dollars can add up over time.
  2. Side gigs can be fruitful but make sure to factor in things like gas and supplies to ascertain that you’re actually making a profit.
  3. Use your interests and hobbies to make money. If you bake great cookies or are a crafter, rent a table at a flea market or craft show to sell your wares, or sell to friends and co-workers. Check local ordinances before hand for any requirements.
  4. Old-fashioned side jobs like babysitting, grass mowing, car washing, errand running, etc., are not just for teens, these days.
  5. Check state treasury departments or the equivalent to find out if anyone owes you money in unclaimed property like lost accounts or credits. We found insurance and utility companies that owed us refunds…
  6. Event venues, places with concessions like pools or sports parks, and restaurants sometimes offer discount food near closing time.
  7. Summer time can bring free movies in the park, free outdoor concerts, or free splash pads for hot days…
  8. Try homemade options such as making a scrub from sugar or salt and olive oil or honey – it’s great for dry skin, cellulite, or crepe skin. Apple cider vinegar, baking soda, or baby lotion added to bath water can have spa-like benefits.

Don’t Be Afraid to Ask for Help

  1. Many people are eligible for government-subsidized (most often free) cell phones with service and/or internet – more than you would think. See the FCC site (https://www.fcc.gov/general/lifeline-program-low-income-consumers) or other government websites for details.
  2. Apply for energy assistance if you’re at all eligible, and ask your utility companies if they have additional programs to help with your household fuel costs, such as budgeting options or discounts for using energy-efficient appliances.

Tips to Stay in Style in this Economy

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Staying In Style In This Economy

Anna Hessel offers common sense ideas to save money in these inflationary times

Editor’s Note: Anna Hessel with a little help from hubby, Wes, will be offering up for the next seven weeks, 10 tips a week on How to Stay In Style In This Economy. Watch for it every Tuesday.

How to Stay in Style in this Economy…

By Anna Hessel with Wes Hessel

Inflation is being beaten back but basic costs are still high, and service providers are charging more, but there is hope out there. Saving money has always been a challenge but in this current economic climate saving money can be get a bit tricky,  but there are certainly ways to shave your budget without losing out on things you need and want, here are today’s suggestions:

 

Save Me…

Saving money in this current economic climate can be a bit of a challenge, but there are certainly ways to shave your budget without losing out on things you need and want:

  1. Take advantage of after holiday or seasonal clearances. I buy toys, non-perishable gifts, clothing, and decor items for the following year at significant discount.
  2. Extended warranties on electronics and other major purchases can be worth the nominal costs. Check the ratings on the warranty provider to see how good (or bad) their track record is, and read their terms and conditions carefully. While it isn’t always the case, good companies are out there. We recently noticed two small white dots on the screen of our TV, which showed up no matter what program source – the extended warranty refunded our entire purchase price on the television. Suddenly, those two dots are a lot less bothersome…
  3. Check out the numerous travel discount sites, but choose a well-known or at least well-rated one to protect yourself. My husband and I saved big money on a whirlpool suite for our anniversary.
  4. Discount movie theaters with second run films are a source of entertainment at a fraction of the cost of first run films. Of course, streaming services are a great value, many offer a free trial week or longer, or discounts upon sign-up for a specific period of time. Streaming that is commercial-supported can offer even more savings.
  5. Take advantage of gift with purchase offers or discounted collections in department stores for cosmetics, and politely ask for samples.
  6. Beauty schools for haircuts, manicures, pedicures and the like are often cost effective, and the work is overseen by the instructors.
  7. Clearance cosmetics are fine as long as you check expiration dates and don’t buy open items.
  8. Your own at-home hair color, mani-pedis, and facials can work just fine. Choose quality products and that does not always mean most expensive ones – do your homework to compare…
  9. Watch carefully if buying cosmetics and toiletries in dollar stores or other deep discount outlets – many are made in China (PRC) and are not regulated. (Even major big box stores may carry these products, and some are better known brands.) Don’t sacrifice safety for savings. Food items made in China also are not regulated, and safety is in question.
  10. Clearance racks are great places to find deep discount apparel (or other items, as well). You might need to trim a thread or sew a button but it’s worth it. Remember there is a big difference between fashionably distressed and a mess…

Reduce, reuse, repurpose, and recycle to maximize savings and stay in style…